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Understanding Hospital Indemnity

There's so much to learn and know about hospital indemnity. You can click here to access a primer that'll provide beneficial information. You'll get the answer to questions such as:

  • What are Limited Medical plans?

  • How are they best used?

  • Which ones are best for my clients?  

  • What areas warrant particular attention? What is the RBRVS and why is it important?

  • Can I make a living selling Limited Med plans?

RBRVS Explained

The purpose of this paper is to provide a brief description of the resource based relative value scale, often referred to colloquially as the “Medicare discount rate.” This physician payment system is currently used by the Centers for Medicare & Medicaid Services (CMS) and a growing number of private insurance companies. It is primarily the confusion with private insurance providers utilizing this payment system, commonly used to determine the surgical benefits payable by their policies, that the RBRVS is being reviewed. Learn more here

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